Creative Life Design
We have over 30 years of experience designing, developing, and managing custom life insurance plans. Detroit Financials unique approach goes well beyond the “one size fits all” industry tradition. Our strategists are constantly watching the industry to find the best possible solutions and opportunities.
College Savings
Paying for college is one of the greatest expenses families face. Tuition alone can cost as much as $38,000/year, and that doesn’t account for books, housing, and food. However, there are ways to structure your savings and investments to help manage this expense. Did you know that you could use both pre-tax and post-tax dollars, in addition to tax free growth solutions, to pay for higher education? Our experts at Detroit Financial keep a sharp eye on the ever-changing world of investments to ensure that your family is financially secure and ready for your future.
Retirement / Future Planning
We are all living longer, and planning for a longer retirement is crucial. With uncertainty over taxes and investments, retirement planning can be tricky. Our Team has the knowledge and tools to help you take the steps to create a stronger, lasting financial future.
Life Insurance Portfolio Management
Detroit Financial assists our clients and their advisors with the management, analysis and servicing of large trust-owned life insurance portfolios. We regularly review our clients’ portfolios from both a structural and economic perspective. Like the stock and bond markets, the life insurance market is constantly changing providing new opportunity for our clients existing insurance. Through our efforts, our clients can take advantage of the certainty and leverage that life insurance adds to their overall portfolio.
Asset / Wealth Legacy
The protection and transfer of your assets can be complex and requires careful planning. Detroit Financial has decades of experience working with multigenerational families on transferring wealth to future generations. We employ tax efficient gifting programs, trusts, charitable giving and countless other unique strategies to meet your planning goals, such as avoiding probate and reducing estate taxes.
Individual & Family Solutions
(401k, 403b, 457)
